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20 November 2017 - Cash Rate Remains on Hold

The Reserve Bank has left the official cash rate on hold at 1.5 percent, the same position it has been in since August 2016 when rates were edged down by 0.25 percentage points. The widely expected move was already factored in by the markets, despite the fact that inflation was weaker than expected in third quarter CPI figures. While the Australian economy is still ticking over, low inflation and slow wages growth are likely to have a negative influence on consumer confidence and retail sales in the lead up to Christmas.

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13 November 2017 - Australia Enters the High-Rise Era

Australian cities have always had a low percentage of apartments compared to urban areas in Europe, Asia and the Americas. The sprawling nature of Australian cities is the inevitable result of the suburban Aussie dream, with lack of space one of the key factors leading to increased demand and unsustainable house price growth. Despite a recent slowdown, house prices on the Australian east coast continue to rise compared to apartments, which are forecast to fall over the next three years. Lower prices for apartments offer new hope to younger Australians who are looking to buy their first property, and could act as a cultural catalyst bringing lifestyles changes to Australian cities.

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08 November 2017 - Australia vs New Zealand Household Internet Speeds

A lot of things stay the same when you cross the Tasman, but when it comes to internet speeds, Australia and New Zealand couldn't be further apart. While Australian politicians play the blame game over the failures of the National Broadband Network (NBN), New Zealand continues to expand its ultra-fast fibre-based broadband service across the country. There are many reasons for the striking disparity between the two countries, including the smaller population and surface area of New Zealand and the deep structural problems of the NBN.

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03 November 2017 - Are You Drinking Enough Water?

Up to 60 percent of the human adult body is water, a highly valuable substance that is used to manufacture neurotransmitters in the brain, regulate body temperature, and deliver oxygen throughout the body among countless other jobs. Water serves a number of essential functions that are vital to the life of every cell in the human body, from the initial stages of cell production through to body regulation, protection, and waste management. Each and every day, we must consume a certain amount of water in order to survive - but just how much do we need?

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01 November 2017 - Rise of Cyrptocurrencies

Bitcoin and other cryptocurrencies continue to take the world by storm, with wildly fluctuating values highlighting the advantages and risks of blockchain technology. Also known as digital or virtual currencies, cryptocurrencies have no intrinsic value and exist solely inside a computer network. With over 16 million bitcoins in circulation and growing, and alternative currencies like Ethereum and Ripple getting bigger all the time, the future of digital currency will have huge implications for the global economy and everyone invested in it.

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19 October 2017 - Household Debt a Key Concern

Rising levels of household debt are a key concern for Australia, with mortgage debt and unsustainable property investment two of the biggest risks to financial stability according to the RBA. While the central bank have expressed increasing confidence in the wider economic outlook, and seem in no rush to increase interest rates, domestic household balance sheets remain a real worry for policymakers. According to some commentators, stress tests by the RBA may lead to tighter lending restrictions and other prudential actions by the baking sector.

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13 October 2017 - Sustainable Development in Sydney

New plans are in place to construct thousands of apartments in Sydney, with growth needed over the next two decades in order to meet demand and encourage more affordable prices. Despite a recent slowdown in price growth and sales figures, the Sydney market remains heated due to ongoing population pressures. While the majority of NSW residents are opposed to more development in existing areas to accommodate the growing and ageing population, the Greater Sydney Commission say the city will need approximately 725,000 additional homes over the next 20 years.

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10 October 2017 - Home Ownership Around the World

As Aussies and Kiwis find it increasingly difficult owning their own home, it's easy to think that the situation is the same everywhere. While house prices have grown faster than incomes in many countries and the global house price index continues its steady recovery, there is a huge divergence in home ownership rates around the world. House prices, incomes, and culture all have a huge effect on how people live and pay the bills, with increasing house price-to-income ratios in many countries making it hard for many to enter the property market. 

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06 October 2017 - Rise of the Superfoods

Everyone knows how important it is to have a healthy diet in order to feel your best. Along with regular exercise, there's no better way to boost your performance than through the introduction of nutrient-rich superfoods. The term "superfood" covers a lot of ground, from ancient grains and nutrient-dense nuts through to fruits and vegetables rich in antioxidants. Whether you're a high performance athlete, a stressed office worker, or a busy mum, there's never been a better time to change your diet so you can be as super as possible.

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02 October 2017 - How your Personality affects your Diet

Your personality may be to blame for your bad eating habits, with food personality types and trends found to have a huge influence on how people diet and gain weight. After researching more than 90,000 Australian adults, the CSIRO identified five main diet-related personality types and a number of food personality trends existing across generations. While your personality is not the only thing that influences your eating habits, knowing how you relate to food is crucial if you want to set up realistic diet and exercise routines.

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