15 August 2017 - Fastest Growing Areas in Australia
The Australian population has grown by 8.8%
over the past 5 years, bringing present day numbers to just over 24.5 million
people. Despite strong population growth, the distribution of people is far
from even as people increasingly gravitate towards large urban centres. Using
data released by the Australian Bureau of Statistics (ABS), let's take a look
at the fastest growing cities and states in Australia over the last year and
the fastest growing local areas over the last five years.
08 August 2017 - Household Items Causing you Harm
Your home is your sanctuary - the one place
where you can relax, unwind, and forget about the troubled world outside. If
you're not careful, however, your home can become contaminated and dangerous,
through the introduction of household chemicals and other unsafe products. In
order to make better decisions for yourself and your family, it's important to
understand why these chemicals are dangerous and find safe working
04 August 2017 - Health Benefits of the Beach
The world is getting faster and more
connected all the time, making it more important than ever to slow down and
look after your health. As it turns out, spending time at the beach is one of
the best ways you can look after yourself, with multiple studies highlighting
the physical and mental benefits of time by the ocean. Not only does the beach
promote happiness and general wellbeing, it's also a great way to relax,
improve brain function, and help fight off infection.
01 August 2017 - Plastic Pollution Planet
Plastic pollution is getting out of
control, with landfills and oceans across the world clogging up with this
highly toxic material. Because plastics don't break down like other man-made
products, three-quarters of the stuff ends up as waste and only a small
proportion is ever recycled or reused. While small efforts are being made to
ban plastic bags in Australia and other western countries, much more needs to
be done to address this huge and growing problem.
31 July 2017 - Review Your Mortgage
If there is one message to explain to our
clients this month it is for everyone to spend 15 minutes and call or email
us to do a simple rate and product review on their current setup.
Every lender, without exception has changed
its policy or products dramatically in the past six (6) months. These changes
have been in response to government pressure to reduce the flow of finance to
investors. However, there are many home owner borrowers being negatively
affected by the sweeping changes all the same.
21 July 2017 - High Ceilings! High Returns! Ideal Darling Harbour Investment
806/243 Pyrmont Street, Pyrmont NSW 2009
Unique 1 bedroom opportunity located on Level 8 in the original section of the Goldsborough building. This apartment is characterized with high 4.1 ceilings and exposed timber columns and just 'oozes' charm and a great atmosphere. Lots of features including modern kitchen and bathroom, spacious living areas with a bright Easterly aspect and great City skyline view.
Bonus potential to create a New York style loft, to maximize floor space subject to strata approval.
Asking Price: $599,000
Current Rent: $540 p/w
Strata Rates: $1,620 p/q
Water/Council Rates: $430 p/q
Contact: John Tsironis 0402 696 497
18 July 2017 - Changes to Super for 2018 Financial Year
Superannuation changes took effect on July
1, 2017, with new opportunities for Australians to manage existing funds and
build bigger nest eggs. Along with a reduction in the amount of annual
non-concessional and concessional contributions each individual can make, there
are also new limits on tax-free pension phase superannuation accounts and a
lower limit on tax advantaged contributions. While it's too late to make extra
contributions, it's important to understand the implications of these changes
17 July 2017 - Property Investor Lending Slows
Tighter lending regulations and rising bank
interest rates have caused a slowdown in property investment across Australia.
While investors still represent a healthy share of new property lending, the
value of owner-occupier commitments is growing as the market finds a new
balance. First home buyers are also storming back into the market, with the
value of investor loans forecast to shrink over coming months as other segments
of the market put down their stake.
14 July 2017 - The Gentle Art of Sleeping
Good quality sleep is essential to
wellbeing, with healthy sleep patterns one of the best ways to ensure a long
and happy life. While sleep comes easy to some people, others struggle with
insomnia and other sleep disorders that keep them awake for hours. New research
suggests that most people benefit from a warm-up period before hitting the
pillow, with sleep training no longer just a technique to get babies through
the night. By managing the foods and drinks you consume during the evening and
paying close attention to technology and other activities, everyone can have
access to better quality sleep.
11 July 2017 - The Danish Art of 'Hygge'
It doesn't matter where you live around the
world, winter is a great time to enjoy your home and get cosy with the people
that you love. The Danish people are so enamoured with the concept of cosiness
that they have their own term for it - hygge. Defined as “a quality of cosiness
and comfortable conviviality that engenders a feeling of contentment or
well-being,” this word describes the simple pleasures that can make the winter
period so satisfying.
03 July 2017 - The Physical Internet
Over three billion people use the Internet on a regular
basis, with 46,000 gigabytes of data pulsing through cables each and every second.
While the Internet has been described as a network, a culture, or even a cloud
of information - these abstract concepts hide a simple and very physical reality.
Behind the romance of instantaneous communication and free information, the
Internet relies on a bunch of cables and data exchanges that criss-cross the
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